1. Acceptance of Terms

By accessing and using the HotCharts platform, the user declares that they have read, understood, and fully accept these Terms of Use.

HotCharts reserves the right to modify these terms at any time, and it is the user's responsibility to review them periodically.

2. Nature of the Service

HotCharts is a financial education platform that provides courses, materials, and data visualization tools for learning purposes.

• All content is educational and informative in nature.
• It does not constitute financial or investment advice.
• We do not guarantee investment results or profits.

The user is solely responsible for their financial decisions.

3. Intellectual Property Rights

All platform content (texts, graphics, videos, software) is the property of HotCharts or its licensors and is protected by copyright laws.

3.1. Permitted Use

A limited, non-exclusive, and non-transferable license is granted for personal, non-commercial access and use of the content.

3.2. Restrictions

The following is expressly prohibited:

• Copying, modifying, or distributing the content for commercial purposes.
• Using robots, spiders, or other automated means to extract data.
• Bypassing technological protection measures.

4. User Account

To access certain features, you may need to create an account.

• The user is responsible for the confidentiality of their password.
• Creating an account on behalf of a third party without authorization is prohibited.
• HotCharts may suspend or terminate accounts that violate these terms.

5. Limitation of Liability

HotCharts and its instructors shall not be liable for any direct, indirect, incidental, or consequential losses or damages resulting from the use or inability to use the platform or its content.

This includes, but is not limited to, investment losses, business interruption, or data loss.

6. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of Portugal.

Any dispute arising from these terms shall be submitted to the exclusive jurisdiction of the courts of the District of Lisbon.

For questions related to these terms, please contact us at legal@hotcharts.com.